Superannuation is a tax effective way to save for your retirement. Understanding how super works can help you make the most of it, whether you are just starting out, are close to retirement or have already retired, its an essential part to ensuring you have the lifestyle you want in retirement. 

Do you have multiple super funds? 
While consolidating your super into one fund has its advantages, there are also important things to consider, like your insurances, any termination fees and if your employer can contribute to your chosen fund. We can help you explore your options and determine a solution tailored for your needs and objectives. 

Thinking about making contributions? 
Salary sacrifice, Government Co-Contribution, Spouse, Concessional or Non-Concessional? 
We can help you determine what’s right for you and formulate a strategy to meet your future goals and ensure you comply with the relevant caps. 

Do you know where your superannuation is invested? 
We can help you understand your options and provide tailored investment advice based on your financial objectives, your investment time frame and your attitude to risk. It is also important to review your investments regularly to ensure they remain relevant and appropriate for your goals. 

Thinking about a self managed super fund? 
It is important to understand that while there are numerous benefits to establishing an SMSF, there are also a number of considerations and risks to be aware of, including trustee responsibilities, cost effectiveness and insurance cover. We can help you understand what’s involved in running your own fund and determine if it’s right for you.

Meet The Team

Connect Financial Planning Services is a Corporate Authorised Representative (No. 1263442) of Capstone Financial Planning Pty Ltd. 
ABN 24 093 733 969. Australian Financial Services Licence No. 223135.