Key points: 2022 is likely to be the year COVID-19 goes from being an epidemic to endemic. Expect ongoing global economic recovery, albeit with bumps along the way. The spike
December 13, 2021
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Key points: 2022 is likely to be the year COVID-19 goes from being an epidemic to endemic. Expect ongoing global economic recovery, albeit with bumps along the way. The spike
When it comes to living a longer, healthier, more active lifestyle, a good approach involves easy tasks you can turn into everyday habits. If you’re after ideas, here are some ways you can sustain or even improve your physical and mental wellbeing.
Your 7-point retirement planning checklist
While there’s no set age or rulebook to retire, you’ll want to make sure your health and finances support you during this transition. Taking into consideration the type of lifestyle you would like to lead will act as a clear indication for how much money you need to set aside or have access to.
Here are some of the aspects to consider
Superannuation is your financial safety net, so you can retire comfortably when the time arises. If you want to know more about how your super balance compares, where your money’s invested, or who’ll get your super if you pass away, this list is for you.
It’s one of the most common questions financial advisers get – should you pay down the mortgage or salary sacrifice into your super? Deciding on the best approach is different for each individual and depends on economic factors such as interest rates and the performance of your investment mix. Here’s some tips on what to consider to be in the best position possible.
Should I still change jobs despite COVID-19? Changing jobs has always had its challenges. With the added impacts of COVID-19 on the employment landscape, the unknown can become daunting. If you’re looking for a new job or a shift in career, here’s a guide on what to consider depending on your skills within the industry.
It could take months, even years, to clear debt – especially if you used your credit card and you know you’ll be slugged with snowballing compound interest each month you don’t pay it off. That’s why we always recommend having an emergency fund. It’s a pool of money you always have on hand to cover any unexpected expenses. Here’s how you can set one up
The ongoing impact of the Covid-19 pandemic has taken its toll on the wellbeing of many Australians. It’s well known that mental health and financial wellbeing are linked, with prolonged financial stress associated with anxiety and depression. If you’re experiencing financial stress, here are some practical steps you can take to get back on track.
If you’re receiving a tax refund this year it can be tempting to splurge out on things you want but don’t
necessarily need. Here are some ways you can use your tax refund
to build a stronger financial future.
Boosting your superannuation savings is one of the best ways to grow your retirement nest egg, and
the Australian government offers a range of incentives to encourage Australians to do just that. One
approach is called ‘salary sacrifice’ and it can help you to grow your super savings while potentially
paying less tax. Here’s how it works, the benefits, and some things to consider when deciding
whether it’s right for you.
In the past, wealth was often passed on through an inheritance. But with our longer lifespans, and
the higher cost of living (especially housing), the desire to help our kids while we’re alive and well is
increasing. But how can you help your children without compromising your own security and
comfort in retirement? Here’s what you need to know.
Every age has its inner turmoil. Teenagers, adults, retirees; everyone goes through emotional angst.
But only one age group has a name for it – a ‘midlife crisis.’ Despite what we’re led to believe, a midlife crisis isn’t inevitable, the key is to reassess what’s really important to you and start setting goals
for the next chapter of your life. It’s never too late to make a change.
Did you know that when it comes to super, you have the same rights regardless of whether you’re married, in a de facto relationship or in a civil partnership? Meaning, your partner could be entitled to receive part of your super if your relationship breaks down. Here’s five things every couple should know about super.
Being in debt can really wear you down, both financially and emotionally. Whether it’s a single large credit card balance or multiple loans, store and credit cards owing, getting clear
Introduction It seems the bad news on coronavirus doesn’t let up. The lockdown in NSW looks like going longer. There is endless debate about whether governments are doing the right
For years, commentators have said Australia is experiencing a property bubble – with house prices in
the country’s capital cities rising so much that they’ve been called unaffordable – even by global
standards. What are the key drivers behind this growth and will the bubble burst?
With one in four Australians reporting more financial stress after COVID, it’s no surprise many of us are concerned about the future. Between mounting bills, unexpected expenses and a lack
It’s fair to say that most of us aren’t crazy about budgeting. Even with the latest budgeting apps that aim to make this common sense habit into something easy and fun, the thought of keeping tabs on what we’re spending from month-to-month fills many people with boredom or anxiety.
Your 60s are the time in which you’re most likely to retire – according to the Australian Bureau of Statistics, of the Aussies who are planning their retirement, the average
There’s no denying the pandemic has significantly affected the finances of many Australians. Some of us are spending more, some are cutting back on non-essential spending and for others, the
If you’re among the many who are now working from home, you’ve probably realised that having the right home-office set is essential – but it does come at a cost. With the end of the financial year fast approaching, here is an overview of the items you may be able to claim in your tax return.
Financial setbacks can appear in our lives when we least expect it. Paying back a loan like a mortgage or settling debt can be overwhelming to deal with. As individuals,
As the COVID economic landscape continues to take shape, Australian Federal Treasurer Josh Frydenberg has handed down the 2021-22 Federal Budget. Among the proposed changes, he announced continuing tax relief
Turning 50? Now is the time to focus on your retirement plans. Because it’s never too soon or too late to get started.
Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time
Wouldn’t it be simpler and easier if you could insure your whole business with a single policy? There are two types of insurance that can do just that. This article
Surviving on a student budget isn’t easy, but it can be done. Whether you’re studying remotely this year, or returning to campus, we’ve gathered some tips to help you manage your finances.
According to figures from the Australian Bureau of Statistics (ABS), the total value of new loan commitments for housing and within that, the value of owner occupier home loan commitments