Boosting your superannuation savings is one of the best ways to grow your retirement nest egg, and
the Australian government offers a range of incentives to encourage Australians to do just that. One
approach is called ‘salary sacrifice’ and it can help you to grow your super savings while potentially
paying less tax. Here’s how it works, the benefits, and some things to consider when deciding
whether it’s right for you.
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In the past, wealth was often passed on through an inheritance. But with our longer lifespans, and
the higher cost of living (especially housing), the desire to help our kids while we’re alive and well is
increasing. But how can you help your children without compromising your own security and
comfort in retirement? Here’s what you need to know. Continue reading →
Every age has its inner turmoil. Teenagers, adults, retirees; everyone goes through emotional angst.
But only one age group has a name for it - a ‘midlife crisis.’ Despite what we’re led to believe, a midlife crisis isn’t inevitable, the key is to reassess what’s really important to you and start setting goals
for the next chapter of your life. It’s never too late to make a change. Continue reading →
Did you know that when it comes to super, you have the same rights regardless of whether you're married, in a de facto relationship or in a civil partnership? Meaning, your partner could be entitled to receive part of your super if your relationship breaks down. Here's five things every couple should know about super. Continue reading →
Being in debt can really wear you down, both financially and emotionally. Whether it’s a single large credit card balance or multiple loans, store and credit cards owing, getting clear of your debts is going to make a big difference Continue reading →
It seems the bad news on coronavirus doesn’t let up. The lockdown in NSW looks like going longer. There is endless debate about whether governments are doing the right thing, whether the vaccines will work and when we can Continue reading →
For years, commentators have said Australia is experiencing a property bubble - with house prices in
the country’s capital cities rising so much that they’ve been called unaffordable - even by global
standards. What are the key drivers behind this growth and will the bubble burst?
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With one in four Australians reporting more financial stress after COVID, it’s no surprise many of us are concerned about the future. Between mounting bills, unexpected expenses and a lack of understanding around our needs in retirement, getting our savings Continue reading →
It’s fair to say that most of us aren’t crazy about budgeting. Even with the latest budgeting apps that aim to make this common sense habit into something easy and fun, the thought of keeping tabs on what we’re spending from month-to-month fills many people with boredom or anxiety. Continue reading →
Your 60s are the time in which you’re most likely to retire – according to the Australian Bureau of Statistics, of the Aussies who are planning their retirement, the average age they intend to retire is 65.5 years. But just Continue reading →
There’s no denying the pandemic has significantly affected the finances of many Australians. Some of us are spending more, some are cutting back on non-essential spending and for others, the uncertainty has challenged us to save money for a rainy day, Continue reading →
If you're among the many who are now working from home, you've probably realised that having the right home-office set is essential - but it does come at a cost. With the end of the financial year fast approaching, here is an overview of the items you may be able to claim in your tax return. Continue reading →
Financial setbacks can appear in our lives when we least expect it. Paying back a loan like a mortgage or settling debt can be overwhelming to deal with. As individuals, we must take control and choose how to react in Continue reading →
Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time to take action.
Wouldn’t it be simpler and easier if you could insure your whole business with a single policy?
There are two types of insurance that can do just that. This article will demystify industrial special risks insurance (known as ISR) and Continue reading →
Surviving on a student budget isn’t easy, but it can be done. Whether you’re studying remotely this year, or returning to campus, we’ve gathered some tips to help you manage your finances. Continue reading →
According to figures from the Australian Bureau of Statistics (ABS), the total value of new loan commitments for housing and within that, the value of owner occupier home loan commitments has reached record highs.
