Who inherits your super?

Who inherits your super?

Who inherits your super?

There are only certain people who can inherit your super when you die. There are also two different types of nominations you can make. Here’s what you need to know before making your super beneficiary nomination. Continue reading

How fit are your finances?

How fit are your finances?

Wearable technology can monitor our heart rate and tell us how much sleep we’ve had, but what about our financial wellbeing? If you could benefit from a Fitbit for your finances, read on.

Just like your physical health, the more Continue reading

In past months, the business environment has changed drastically, with the coronavirus pandemic causing widespread stress, devastation and uncertainty.

For many individuals, the unfamiliar events unfolding across the globe have left them wondering whether or not various types of insurance Continue reading

Three tips for businesses struggling to cope during COVID-19

Many Australians businesses who were quick to let staff go following forced shutdowns in March were already struggling with their cash flow.

According to new research by financial platform money.com.au (not Continue reading

Where to seek advice in uncertain times

Where to seek advice in uncertain times

With the ongoing escalation of the COVID-19 crisis many people are struggling. Huge changes are happening and we’re all being affected, socially, emotionally and financially. 

If your ability to work and earn an income has already been affected, you’re likely to be Continue reading

Grow your super this year

Grow your super this year

Grow your super this year

There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest.

These include salary sacrificing, and a range of tax-deductible, spouse and Continue reading

The Coronavirus and its impact on markets

The Coronavirus and its impact on markets

The Coronavirus is slowly jumping international borders after its initial spread in China, and markets have not been immune to its impact.

Coronaviruses are a large family of viruses which have long been known to create illnesses. There is currently Continue reading

Opening up about money

Opening up about money

Funny thing, money. On the one hand it can get us excited or give us a real sense of achievement (think reaching a savings goal). On the other hand, it’s something we tend to keep to ourselves. Whether our finances Continue reading

5 saving graces of giftmas

5 saving graces of giftmas

If it is indeed better to give than to receive, then Australians are a happy lot. According to the Financial Planning Association of Australia, 85% of us find more joy in giving gifts to others than in getting them ourselves. Continue reading

Good things come to those who wait

Good things come to those who wait

If you’ve only recently started earning for yourself, taken out a mortgage or started a family, you’ll know it’s a far cry from the teenage impulse to order up that amazing jacket right now.

Of course, giving something up involves Continue reading

Where could responsible investing take you?

Where could responsible investing take you?

Estimates of the size of the sustainable investment market vary from around $23 trillion to almost $31 trillion, with responsible investment taking into account environmental, social and governance (ESG) factors in investment decisions, whereas ethical investing being more of a Continue reading

Feel freedom after defeating debt

Feel freedom after defeating debt

If you’ve taken a look at your finances recently, you may have found yourself with a few debts. While it’s possible to pay them off by simply keeping up your minimum repayments, you may want to get them sorted quicker. Continue reading

The ups and downs of superannuation

The ups and downs of superannuation

Many of us like to keep an eye on our superannuation balance. It’s only natural, as we all want to retire in relative comfort, and for many people super is their second largest asset, after their family home.

If you’ve Continue reading

Boost your savings for spring

Boost your savings for spring

Boost your savings for spring

In the cooler months we spend a lot more time getting cosy inside. Why not use some of that quality indoors time to give your finances and future plans a little love?

Dust off your Continue reading

Changing money habits for good

Changing money habits for good

Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover what budgeting can and can’t do for you and how to turn new budget habits into positive lifestyle changes.

What’s Continue reading

The hidden costs of buying a home

The hidden costs of buying a home

When you’re budgeting to buy your first home, extra costs that come with your purchase can add up.

1. Pre-purchase costs

Whether you’re buying property at auction or through private treaty, it’s important to make sure you’re aware of any Continue reading

6 misconceptions about life insurance

6 misconceptions about life insurance

The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely… until something happens.

It’s often small events that remind us we’re not completely in control of Continue reading

Spark joy with your finances

Spark joy with your finances

If you’ve recently been folding, sorting and questioning the things that you own, you too have discovered the joy of a minimalist lifestyle.

It’s no wonder that with wardrobes packed full of last season’s clothes (and the season before); tidying Continue reading

Steps to buying a home

Steps to buying a home

Ready to take the plunge and buy your first home? Make sure you know exactly what to expect from the home buying process with our simple step-by-step guide, covering everything from making an offer to moving in.

Making an offer Continue reading

Four ways to declutter your finances

Four ways to declutter your finances

Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, we bring you a step-by-step guide to applying decluttering principles to your finances.

Less really is more

Of course, we’re Continue reading

Super contributions guide

Super contributions guide

As well as super guarantee payments from your employer, there are all sorts of ways to save more into super and boost retirement savings. Find out more in our comprehensive super contributions guide.

Super Guarantee contributions

If you work for Continue reading

5:2 savings plan can work for you

5:2 savings plan can work for you

Most of us have heard of the 5:2 food fast.

By feasting for five days and fasting for two, the lifestyle-based diet provides an alternative to the traditional, calorie-restricted eating pattern we may have heard of.

While considered an effective Continue reading

6 Things to avoid as a new investor

6 Things to avoid as a new investor

Whatever your age, if you’re thinking of dabbling in investments like shares, managed funds or crypto currencies, here are a few things to steer clear of.

When looking to invest, it’s generally wise to think about:

Getting personal insurance right

Getting personal insurance right

With recent media coverage about insurance sales tactics, many Aussies might be concerned they’re being sold personal insurance policies – life, total and permanent disablement (TPD) and income protection – they don’t really need.

The fact that some Australians with Continue reading

Market correction or market downturn?

Market correction or market downturn?

It’s understandable that the recent sharp sell-off on financial markets has left investors feeling particularly nervous. The main concern has been the US Federal Reserve’s shift in monetary policy from low rates and printing money to rising rates and the Continue reading

Super – know your rights

Super – know your rights

There’s a staggering amount of superannuation that may never find its way to the people who should be spending it in their retirement years. According to ATO figures, there’s approximately $12 billion in unclaimed super in their coffers. That’s a Continue reading

Why you should have an emergency fund

Why you should have an emergency fund

When you’re faced with unexpected expenses, having emergency cash set aside can make all the difference.

Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially Continue reading